USDA home loans help a lot of people buy homes.  Don’t be confused with USDA’s reference to “rural development”.  That does not mean you can only buy land hundreds of miles to no-where.  Although that does sound peaceful, doesn’t it.  USDA home loans can be used in many areas including by big cities and metro […]

My Lender Told Me I Can’t Get A Loan To Buy That Condo! …not with a VA-guaranteed or FHA loan anyway. Why not?  VA and FHA will only support home loans for buying condos in condo communities they approve. Military personnel are generally permitted to obtain VA-guaranteed loans for buying a home.  The loan is […]

Why Do You Need Home Loan Pre-Approval So Early? Consulting with a home loan lender is one of the first steps in searching for a home to buy.  In fact, it should be the first step.  Don’t consider this a mere suggestion.  Consider it a requirement.  Really. It is very important to have a loan […]

Disabled Vets Living In Virginia May Not Have To Pay Taxes On Their Home – New Law Coming On 1 July 2023 On 1 January 2011, Virginia’s Constitution was amended to provide for full tax exemption on disabled veterans’ primary residences.  Their surviving spouses are also eligible for this benefit.  A new law is going […]